Author: ne-stubx
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AI Bubble Risks and the Fragile Economy
A bubble happens when excitement and speculation push tech company valuations far beyond their real economic value; eventually reality catches up and the bubble bursts.” While simplified, this description is accurate. The problem arises when people assume bubbles appear out of thin air, with “nothing of value hiding inside but a void made out of…
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Cyber Insurance Coverage and Exclusions Explained
The ransom note flashed on every hospital screen: “Pay 87 BTC or we leak 100k patient HIV records.”I called our cyber insurer, sweating. “We’ve got $10M coverage!” I gasped.Their response? “Let’s review your policy exclusions first.”Spoiler: They paid $0. The $10M Mirage Cyber insurance promises a safety net. Reality? It’s full of trapdoors. After auditing…
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How Debit Cards Changed Banking Trust and What It Means for Financial Inclusion
In their fascinating paper, Bachas et al. (2021) studied an at-scale natural experiment in which debit cards were given to people who already had a bank account. The study explored the staggered rollout of debit cards to beneficiaries of Mexico’s conditional cash transfer program. The cards were linked to existing savings accounts and addressed two…
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What Would It Take to Get Americans Back Into Farm Work?
The Question What would it take to get Americans into farm work? And why don’t we do that already? Americans aren’t usually people afraid of hard work. We’re a nation built by coal miners, steel workers, cowboys, and homesteaders. But we have gone a little softer in the last century. Or have the jobs gotten…
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Intensive Blood Pressure Control Linked to Lower Risk of Heart Attack and Stroke
High blood pressure, also known as hypertension, is “a common health issue affecting an estimated 1.28 billion adults ages 30 to 79 worldwide.” Left untreated, “high blood pressure can cause heart disease, stroke, and kidney disease.” Doctors typically recommend that patients with hypertension “take medication and make lifestyle changes, such as regular exercise and a…
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Housing Wealth Engine Stalls as Prices Slip Behind Inflation
Home prices are no longer a reliable wealth-building tool as they continue to slump and fail to keep up with inflation, according to S&P Global. Prices have been falling on a monthly basis, while President Donald Trump’s tariffs have kept inflation sticky and high mortgage rates have weighed on demand. “For the first time in…
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Warren Buffett’s billion-dollar secret revealed: Why he’s hoarding cash and betting big on Japan
Warren Buffett calmed fears over Berkshire Hathaway’s cash stockpiling as he said he intends to invest heavily in the near future, particularly in one emerging market. The billionaire, 94, told investors in his annual letter that while his firm has more cash on hand than ever, the value of the businesses that it owns has…
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Amazon is selling a ‘sturdy’ $60 floor lamp with shelves for $29, and shoppers say it ‘provides a lot of light’
Brightening up a room can completely transform a space. the right floor lamp lighting can work wonders. For those struggling with inadequate overhead lighting, a floor lamp is a simple and effective solution. There are plenty of floor lamps on the market, but why settle for just a light source when you can have one…
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Common blood pressure drug shows surprising potential as ADHD treatment
SURREY, England — Could a common blood pressure pill be the next big thing in ADHD treatment? Scientists think it’s possible. Amlodipine, a drug typically prescribed for hypertension, has shown surprising effects on hyperactivity and impulsivity. And unlike standard ADHD medications, it might not come with the same baggage of side effects and addiction risks.…
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Trump’s Energy Plans Are Creating Surprising Opportunities for Investors
Energy has taken center stage in the first month of President Donald Trump’s second term. It’s the linchpin of his plan to tame inflation, because oil drilling can drive down prices at the pump. And Trump sees oil and gas as America’s most powerful asset in trade negotiations. “We’re going to make more money than…