Author: ne-stubx
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US Economy Faces Growing Recession Fears as Labor Market Weakens
Recession fears are rising as the US labor market weakens and tariffs weigh on growth. Analysts warn of growing risks, but see hope in AI investments and future tax relief. Amid a sharp slowdown in the labor market and the ongoing impact of new tariffs on consumers and businesses, “worries are mounting that the US…
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Oracle of Wall Street Warns US Housing Market Faces Demographic Trouble
Meredith Whitney, known as the Oracle of Wall Street, warns of a U.S. housing crisis driven by demographics, frozen inventory, and rising affordability challenges.Meredith Whitney, often called the “Oracle of Wall Street” for predicting the 2008 financial crisis, is once again raising alarms. This time, her focus is on the U.S. housing market, where she…
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Protecting Retirement from a Hot Stock Market | Saving, Spending, and Future Risks
The stock market may be soaring, but retirement security isn’t guaranteed. Learn why high returns breed risk, how much you really need to save, and the truth about retirement spending. The S&P 500 is up 11.5% so far this year. Over the past decade, the S&P 500 has returned an average of 15% annually, far…
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Rethinking Scarcity in Modern Economics
Old economics relies on scarcity. Today, abundance exists, but inequality grows through manufactured barriers. Discover why GDP no longer defines progress. Richard Murphy points to the way economics is still defined by sources like Investopedia: “Economics is a social science concerned with the production, distribution, and consumption of goods and services. It’s comprised of broader…
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Cardio After 40: Why It Can Backfire and What to Do Instead
Many over 40 turn to cardio for fat loss, but it often backfires. Discover why hormone shifts change results and how to train smarter with strength, protein, sleep, and recovery. Most people over 40 turn to cardio when they want to lose weight. “They add more runs, more spin classes, and generally just more hard…
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Economic Collapse Signs: Jobs, Inflation, and Housing Crisis
You think you can’t find a job and that it’s your fault? Think again. It’s not so simple. There’s a much bigger puzzle at play here, and most people choose to ignore it out of fear—because the truth might be terrifying. What if the strings holding up this economy are already fraying, and we’re all…
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AI Bubble Risks and the Fragile Economy
A bubble happens when excitement and speculation push tech company valuations far beyond their real economic value; eventually reality catches up and the bubble bursts.” While simplified, this description is accurate. The problem arises when people assume bubbles appear out of thin air, with “nothing of value hiding inside but a void made out of…
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Cyber Insurance Coverage and Exclusions Explained
The ransom note flashed on every hospital screen: “Pay 87 BTC or we leak 100k patient HIV records.”I called our cyber insurer, sweating. “We’ve got $10M coverage!” I gasped.Their response? “Let’s review your policy exclusions first.”Spoiler: They paid $0. The $10M Mirage Cyber insurance promises a safety net. Reality? It’s full of trapdoors. After auditing…
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How Debit Cards Changed Banking Trust and What It Means for Financial Inclusion
In their fascinating paper, Bachas et al. (2021) studied an at-scale natural experiment in which debit cards were given to people who already had a bank account. The study explored the staggered rollout of debit cards to beneficiaries of Mexico’s conditional cash transfer program. The cards were linked to existing savings accounts and addressed two…
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What Would It Take to Get Americans Back Into Farm Work?
The Question What would it take to get Americans into farm work? And why don’t we do that already? Americans aren’t usually people afraid of hard work. We’re a nation built by coal miners, steel workers, cowboys, and homesteaders. But we have gone a little softer in the last century. Or have the jobs gotten…